No Expense Spared: Health Care Costs

Health care costs are higher than they have ever been in this day and age, to the point that they are actually pushing more and more people out of reach. Decent health care is now so hard to come by if you do not have good benefits or thousand in the bank that people are really struggling to get and stay healthy. The health of the nation is declining as a result. Costs have risen to the extent that any illness has to burn itself out because people cannot afford to go to the doctor’s surgery to get a prescription, but why have health care costs escalated this far?Health Care Costs And Governmental ChangesIn recent years, the legal system and the medical system have been lumped together under the same umbrella as a result of the fact that the United States is now a suing nation. Every time someone files a lawsuit against a doctor or hospital, health care costs are guaranteed to rise, so think how much all of the lawsuits combined have contributed to the rising health care costs that we are now faced with! Of course, if an individual is suing a doctor or hospital for a legitimate reason then that is warranted, but if they are just doing it to profit or on made up accusations then those individuals are ruining health care for those of us that just want to be healthy and would be grateful to be able to afford an appointment when we are ill. Too often, individuals sue because they get the basic health care standard rather than something that they have not paid for to begin with, and the rest of us have to foot the bill.Insurance companies also contribute to the rising health care costs. Some insurance companies actually determine the costs of various procedures on their policies and will only pay that set amount out despite the fact that a bill for the medical care received actually totals more. As a result, most people would not be able to pay the bill in full so it would go to a debt collector, which costs money, or written off, which also costs money. As a result, doctors and hospitals put their health care costs up to recoup their losses and we all miss out as a result.The final reason for the rising health care costs that we have today is the standards of living. Every day living is rising in expense on a daily basis and we cannot keep up. More and more people are getting into debt as a result. When general prices go up, so do the health care costs and thus the less affluent people suffer as a result. They find themselves unable to afford anything. If there is no help available then this will have to change because health care cannot go on as it is. There has to be some sort of reform and fast, otherwise nobody will be healthy in the coming years!

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